Health Plan

CMCC Students’ Council Health & Dental Plan
To help Canadian Memorial Chiropractic College students pay for the health services they need, the CMCC Students’ Council has partnered with Studentcare in order to provide students with extended health and dental coverage. The Plan is designed specifically to fill the gaps in provincial health care (the Ontario Health Insurance Plan) and other basic health-care programs.

Who’s Covered?
All students who are members of the CMCC Students’ Council are automatically covered by the Health & Dental Plan. This does not include international students.

Certain exceptions exist. Please check your student account to confirm if you have been charged the Plan fees.

What’s Covered?
Among other benefits, the Plan covers:
– 70% for prescription drugs, up to $3,000 per policy year
– 100% for vaccinations, up to $150 per policy year
– Over $1,500 for health practitioners (psychologists, massage therapists, naturopaths, etc.)
– Up to $275 in vision care (eye exams, eyeglasses and contact lenses, laser eye surgery)
– Up to $500 in dental care (checkups, cleanings, fillings, extractions, endodontics, periodontics, etc.)
– Travel health coverage (up to $5,000,000 per incident, 120 days per trip), trip cancellation and trip interruption in the event of a medical emergency
Visit www.studentcare.ca for complete details.

How Can I Save More?
You can further enhance your benefits by visiting health professionals who are members of the Dental, Vision, Pharmacy, Psychology, and Naturopathic Networks. You are covered for the insured portion regardless of the health professional you choose. By consulting a Network member, you will get additional coverage. For example, by visiting a Dental Network member, you will receive an additional 20%-30% off dental services. Visit www.studentcare.ca for more information.

How Much Does It Cost?
The Plan fee for full-year coverage (Sept. 1, 2017 – Aug. 31, 2018) is $400.00. The breakdown is $203.00 for health coverage and $197.00 for dental coverage. The cost of the Plan is part of your student fees.

Can I Change My Coverage?If you are covered by another extended health and/or dental plan (e.g. a parent’s or spouse’s employee plan, not OHIP), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket costs.

Alternatively, if you have other equivalent coverage, you can opt out of the health portion, the dental portion, or the Plan in its entirety during the Change-of-Coverage Period from Aug. 29 – Sept. 19, 2016 and receive a cheque for the amount of the Plan. If you are eligible, the Change-of-Coverage Period is also when you can enrol your spouse and/or dependent children in the Plan. Visit www.studentcare.ca for instructions.

Have More Questions?
Information is available online at www.studentcare.ca or by calling the Studentcare Member Services Centre at 1 877 795-4422, Mon. – Fri. from 9 am to 5 pm.